If you’re applying for Section 8 housing in 2025 and currently live with relatives, the rules can be confusing. HUD does allow it—but there are strict limitations, especially if your family owns the home.
What HUD allows when living with family
The U.S. Department of Housing and Urban Development (HUD) does allow Section 8 recipients to live with family members, but several conditions must be met:
- The family member must be listed as part of the household on your Section 8 application or added later with approval.
- The rental agreement must follow fair market rent and housing quality standards, even if renting from relatives.
- PHAs must approve any unit where a Section 8 voucher will be used—this includes units owned by relatives, in limited cases.
Can you rent from a relative under Section 8?
HUD generally prohibits using a voucher to rent from a parent, child, grandparent, or sibling. However, there are exceptions:
- If the family member owns a unit that is not occupied by them, and
- You are a person with disabilities and require a reasonable accommodation, then
- The Public Housing Agency (PHA) may approve the arrangement.
Without these conditions, vouchers cannot be used to pay rent directly to a relative who owns the unit.
What if you’re living rent-free with family?
You can still apply for Section 8 while living with relatives rent-free. Here’s how it works:
- Your living arrangement must be reported to the housing authority.
- You may be asked to provide documentation or a written statement confirming no rent is being charged.
- If approved for a voucher, you’ll be able to search for housing elsewhere or apply the voucher if your family’s unit qualifies.
Adding or removing family members from your household
If you plan to live with family while using Section 8:
- Everyone in the home must be listed in your household composition.
- Adding someone later (such as a parent or sibling) requires PHA approval.
- Income from all household members will be considered in determining eligibility and voucher amount.
Key rules for 2025 applicants
- Your income and household size determine voucher eligibility.
- Living with family does not automatically disqualify you from receiving a voucher.
- You cannot use your voucher to pay rent to a parent or child unless a disability accommodation is approved.
For official guidance, applicants should check with their local PHA or refer to HUD’s Section 8 program page.
Key takeaway: Yes, you can live with family and still qualify for Section 8, but restrictions apply if you’re renting from relatives. Always confirm eligibility with your local housing authority.
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